[1]
Amelia, A., B K, S. dan Abdullah, S. 2025. The Effect Of Effectiveness, Efficiency, And Financial Literacy On The Decision To Use QRIS As A Digital Payment System In Msmes: A Case Study In Surakarta City. ICEETE Conference Series. 3, 1 (Agu 2025), 403-410. DOI:https://doi.org/10.36728/iceete.v3i1.269.