Accessibility of Shopee Pay Later and Its Impact on Community Income in Malang City about Cash Swipe Behavior
Abstract
The presence of e-commerce in the industrial world, which is currently supported by the pay later feature, has become a means of easy accessibility in carrying out buying and selling transactions. Funds in pay later should only be used to transact goods on e-commerce applications. However, many people abuse the presence of the pay later feature to disburse it into money which can increase the balance in the user's account. This activity is contrary to the pay later principle which is used as a transaction to buy goods, not exchange them for cash. The research method used is descriptive qualitative with an exploratory approach based on triangulation techniques based on primary and secondary data sources through observation, interviews and literature studies. This research aims to find out more about Shopee pay later accessibility and people's income in Malang City regarding cash swipe behavior. There are many advantages and disadvantages, both in terms of providers and users of gestun services. Apart from that, there are several obstacles that often occur in the transaction process. With this research, researchers hope that there will be further research regarding Shopee pay later gestures and can educate the wider community regarding the dangers and impacts that will arise from using Gestun services. Researchers also hope that there will be firmness from the authorities to follow up on gestun behavior in society.
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